HOME INSURANCE

With guaranteed replacement cost coverage, after a covered loss they will pay to have your home repaired or rebuilt to its original condition-even if the cost exceeds your policy limit. We will even pay for upgrades made necessary by the loss due to modern building codes.

In the event of a covered total loss, if you decide not to rebuild or to rebuild at another location, our carriers offer a cash settlement, up to your policy limit. The choice is yours.

If your home cannot be lived in due to a covered loss and you need a temporary residence while your house is rebuilt, We will help you find a place to stay where you'll be comfortable, whether that’s at a similar home in your school district if available or a suitable hotel.  

Through complimentary home assessments, our highly trained risk consultants will visit your home to carefully note the things that turned your house into your home and make sure you are fully protected. Our risk consultants also assist with security and fire prevention advice.