commercial auto

Commercial Automobile insurance provides protection for automobiles used in the course and scope of business. High-Touch Insurance offers a broad range of commercial auto product to ensure that company vehicles, and liability for their use, are properly protected.

Any business that owns vehicles or uses any vehicles in the course of its business needs commercial auto insurance.  Our companies offer the liability and physical damage coverages needed by most businesses.  You may also want to consider a non-owned auto policy if any of your employees use there vehicle or a company vehicle to run any errands for you during working and commuting hours.

A  Commercial Automobile policy can provide liability and physical damage coverage for both small and large fleets of commercially owned vehicles.  Commercial Auto coverages include:

• Liability
• Physical Damage
• Medical Payments
• Uninsured Motorist
• Hired Auto
• Non-Owned Coverage
• Any Auto

Includes cars, light trucks, SUVs, vans and more. Business auto insurance customers enjoy advantages including discounts and access to network shops throughout the country.

From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.

We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.

Commercial auto insurance can help protect your business from:

• An employee hits a pedestrian while driving a vehicle for business. The pedestrian requires medical treatment that results in costly medical expenses.
• You swerve off the road while driving to work in a company car and take out a residential mailbox.
• An employee drives to work in a company vehicle, hits another car and totals it.

Coverages:

• Auto liability, which protects you and your company by paying for bodily injury or property damages you may become legally liable for as a result of a covered automobile accident

• Medical payments, which pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault

• Comprehensive coverage, which can help pay for damage to your vehicle from something other than another vehicle like vandalism, theft, weather events and accidents involving animals (subject to deductible)

• Collision coverage, which pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over – regardless of who is at fault (subject to deductible)

• Uninsured and underinsured motorist coverage, which pays for medical expenses, loss of income and other damages owed to you, your employees (expenses that are not covered by workers’ compensation) or your passengers when an accident is caused by an uninsured or underinsured motorist