commercial auto
commercial auto insurance
Overview
Commercial auto insurance helps protect you and your employees on the road while using company-owned vehicles for business. This crucial coverage can help pay for property damage and medical expenses for anything from a fender bender to a fatal accident.
Overview
Helping to protect your property assets is more than mitigating damages or responding to disasters. It is working to protect lost income, create business continuity, increase recovery efforts and safeguard your competitive advantage. Brown & Brown’s Property specialists help anticipate the wide variety of risks you face and review your program to identify features that may be missing or are expressly excluded. Whether your risks are on land, water or air, stationary or moving, domestic or foreign – we offer solutions to help you protect your property assets.
Bodily injury liability coverage helps pay for the other driver’s medical expenses if you or one of your employees causes an accident.
Property damage liability coverage pays for damages that you or your employees cause to someone else’s property.
Drive other car coverage covers your business’ executive officers and their spouses if they drive vehicles that aren’t on your commercial auto insurance policy.
Collision coverage can help pay to fix or replace your business’ car if you hit something, like another car or pole.
Comprehensive coverage can help pay for car damages caused by theft, fire or natural disasters.
Medical payments coverage can help pay for medical bills for your employees and their passengers in the event of an accident, such as medical treatments and rehabilitations, dental care or funerals.
Uninsured/underinsured motorist coverage helps pay for you or your employees’ medical expenses or to fix your car if the other driver lacks enough liability coverage or is uninsured.
Hired and non-owned auto insurance offers lawsuit liability coverage if you or your employees are involved in an accident with a personal, rented or leased car that was used for business errands. However, this type of commercial vehicle insurance coverage will not pay for damages to the personal, rented or leased car.
Commercial Auto Insurance
Fill out the form with any questions you have about finding the coverage that's right for you!
Hours
Monday - Friday: 7am - 7pm
Saturday: 7am - 7pm
Sunday: 7am - 7pm
Commercial Auto & Commercial Trucking Insurance
Commercial auto insurance for businesses Dallas, TX
What is Commercial Auto?
Commercial Automobile insurance provides protection for automobiles used in the course and scope of business. High-Touch Insurance offers a broad range of commercial auto product to ensure that company vehicles, and liability for their use, are properly protected.
Who Needs Commercial Truck & Car Insurance Auto insurance?
Any business that owns vehicles or uses any vehicles in the course of its business needs commercial auto insurance. Our companies offer the liability and physical damage coverages needed by most businesses. You may also want to consider a non-owned auto policy if any of your employees use there vehicle or a company vehicle to run any errands for you during working and commuting hours.
What Does a Commercial Auto Policy Cover?
A Commercial Automobile policy can provide liability and physical damage coverage for both small and large fleets of commercially owned vehicles. Commercial Auto coverages include:
- Liability
- Physical Damage
- Medical Payments
- Uninsured Motorist
- Hired Auto
- Non-Owned Coverage
- Any Auto
Business autos
Includes cars, light trucks, SUVs, vans and more. Business auto insurance customers enjoy advantages including discounts and access to network shops throughout the country.
Trucks
From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.
Trailers
We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.
Commercial auto insurance can help protect your business from:
- An employee hits a pedestrian while driving a vehicle for business. The pedestrian requires medical treatment that results in costly medical expenses.
- You swerve off the road while driving to work in a company car and take out a residential mailbox.
- An employee drives to work in a company vehicle, hits another car and totals it.
Coverages:
- Auto liability, which protects you and your company by paying for bodily injury or property damages you may become legally liable for as a result of a covered automobile accident
- Medical payments, which pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault
- Comprehensive coverage, which can help pay for damage to your vehicle from something other than another vehicle like vandalism, theft, weather events and accidents involving animals (subject to deductible)
- Collision coverage, which pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over – regardless of who is at fault (subject to deductible)
- Uninsured and underinsured motorist coverage, which pays for medical expenses, loss of income and other damages owed to you, your employees (expenses that are not covered by workers’ compensation) or your passengers when an accident is caused by an uninsured or underinsured motorist
This website uses cookies.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.